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Top financial advisor: 7 life and money lessons every young adult needs to know

By | John Spooner |

Different generations, no matter how old or young, are all very different, and that’s part of life’s excitement. But the core teachings about success remain largely the same.

I have two sons, a daughter and several grandchildren. And I don’t plan to retire anytime soon. In fact, I’m still running the same billion-dollar money management firm I’ve been at for decades, while also working on my thirteenth book.

Since we can’t all have such a hands-on experience, here are seven essential life and money lessons every young adult needs to know:

1. Ask the pro to (a virtual) lunch.

Knowledge about the past will help you so much with your future, which is why I always tell young people to seek out the oldest people in their company — or the ones who have worked there the longest — to lunch. If they’re still employed after long service, they must have something to offer.

They’ll be happy to do it, because no one ever asks them to share their experiences, their histories. Their tales will give you a different appreciation and insight into your business and industry, and it will be much more valuable to you than most of the too-often colorless meetings you attend regularly.

(Although, during these pandemic days, it will most likely be a virtual lunch. While a less intimate setting, virtual lunches give you the advantage of time: No waiting around for the waiter, food or check, and no spreading of deadly viruses.)

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